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Croatia and Montenegro - the emerging property market in the Eastern Adriatic

Check out these two top value 'Home in the sun' destinations - Croatia and Montenegro

Property Investment In Croatia And Montenegro by: Nick Shinner

Boasting over 1,200 islands, fantastically diverse sailing, and mooring that costs a third of the price of the Balearics, it’s not surprising that Croatia and Montenegro are fast becoming the A-listers favourite ports of call, says Nick Shinner, Managing Director of Where on Earth.

Eastern Adriatic

There’s nothing like stumbling across hidden treasure to get the wind in your sails. Imagine the French Riviera or the Amalfi Coast before they were built up and commercialised. Add over 1,200 islands, a stream of stunning historic towns dating back to the Romans, delicious cuisine at seafront restaurants where you don’t have to have a bun-fight to moor outside (at the moment), and sailing that offers something for everyone. There you have the eastern Adriatic.

Croatia and Montenegro Property

“Croatia and Montenegro have got it all,” says Simon, director of Split-based charter yacht company, Lazy Winch. “It doesn’t matter which way the wind blows. There’s always something to see or do. There are great short island hops that would suit a young family as well as fantastic offshore sailing for hardened sailors.”

Croatia

Croatia’s 5,835km coastline – 1,777km of which stretches along the mainland - has always been popular with the yachting fraternity. “From a navigational perspective, the Adriatic coast offers mostly deep water, even 5-6 metres away from the islands, so it’s easier to anchor near your destination. And you don’t have to worry about hitting shifting sand banks either,” Simon advises. “Another advantage is that there’s no major commercial shipping along this stretch, so the water is cleaner and it makes sailing safer.”

For the past decade, Croatia has been busy modernising its marina facilities, so infrastructure tends to be good. You can tie your boat for around £45 per night, which more than beats the £100-£150 charged by the marinas at Palma, Ibiza or Mahon. The upmarket Croatian islands of Hvar and Brac in particular have become magnets for the moneyed, as has the stunning bay of Kotor in Montenegro, which is also courting favour with yachtees who just can’t help falling in love with Europe’s most southerly fjord.

Montenegro

“The sailing potential in Montenegro is excellent,.” says Caroline Hollingworth, Managing Director of UK-based property consultancy, Hollingworth & Taylor. “There are 117 beaches and coves to explore, caves, islands, a stunning fjord, and a host of historic town, but the current infrastructure in Montenegro has a long way to go before it matches what’s on offer in Croatia, basically because it lacks marina. This is excellent news for investors looking for great commercial development opportunities.”

Indeed, the Montenegrin government have exciting plans under way for new marinas in Budva, Bar, and Tivat - where they hope to build the largest marina on the Adriatic – among many other much needed marinas along its stunning 294km coastline.

“Within our Tourist Masterplan, the government’s aim is to rival the Balearics and the French Riviera for holidaymakers, and create upmarket tourism,” says Dragoljub Markovic, MD at Morsko Dobro, the government agency in charge of ensuring the coast is preserved from over-development. “There’s some way to go, but we’re getting there.”

As a result of Montenegro’s burgeoning infrastructure, its increasing popularity as a tourist destination, pending EU accession expected by 2010, and successful adoption of the euro currency in 2002, these factors have created an excellent climate for investors, especially for sailors looking for an exclusive waterside property with its own boat mooring or private beach.

Property Prices

“Property prices have been rising on average at over 20% for the past 3 years and well over 50% in the hotspots,” says Nick Shinner, MD of property consultancy ,Where on Earth.

Emerging Property Markets

Croatia, and Montenegro in particular, are still emerging markets, so you can get your millionaire’s pad at a fraction of the price you’d pay in more obvious locations, like the South of France, yet still have the benefits of a Mediterranean lifestyle. “If you’re happy to do some renovation work, you can find yourself a seafront property with its own boat mooring from €150,000, or your own plot of land with a beach from around €100 per square metre,” says Dragovic of Hollingworth & Taylor. “Now is the time to buy, before Montenegro or Croatia join the EU and prices go through the roof.”

So while your boat could be depreciating in value, albeit in one of the most beautiful places in Europe, you can offset it with an appreciating asset on dry land. Don’t expect to find a mass of theme parks, high rises, easy parking or food that forgets to disguise its origins with breadcrumbs. Culture, history, delicious cuisine, fantastic sailing, and some of the world’s most stunning landscapes are what makes Croatia and Montenegro such exciting destinations. Go now while it still feels like you’ve just uncovered hidden treasure.

About the author

Where on Earth can recommend where to invest based on your personal circumstances, call +44 (0)8456 343 151 or visit Croatia Investment

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Croatia & Montenegro Property